Prestige Property and Contents Cover tailored to your individual requirements

High value homes deserve a more specialist approach. Our bespoke buildings and/or contents insurance has been designed exclusively for High Net Worth and Emerging Wealth clients.

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Your dedicated Private Clients Account Manager will take their time to understand your specific insurable assets, building a comprehensive, yet competitive solution.

Think of your Account Manager as your Insurance Concierge, with a deep understanding of your personal requirements, finding you the right cover for your high value home, then always on-hand for advice, or ongoing changes to your property assets and personal possessions.

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High Value Home Cover

Whether you have a single property or multiple homes, in the UK or abroad, our YOU Prestige Home Insurance solutions offer you both choice and flexibility.  Typical cover can include:

  • All property types including heritage and Grade 1 or 2 listed buildings
  • Non-standard construction including thatched, or properties under renovation
  • No upper limit for Buildings insurance with Guaranteed reconstruction cover
  • Worldwide “All Risks” Contents
  • Automatic cover for newly acquired items (up to 90 days)
  • Alternative accommodation cover for up to 3 years following a loss
  • Worldwide “All risks” cover for Collections (e.g. Fine Art, Jewellery)
  • £30,000 single article limit for unspecified jewellery
  • £50,000 single article limit for unspecified Fine Art
  • Up to £10,000,000 Property & Personal Liability (Worldwide cover)
  • Worldwide Annual Travel Option
  • Kidnap and Ransom Option
  • Cyber insurance protection
  • Worldwide “All Risks” Contents
  • Legal Protection with 24-hour support

Why Choose YOU Private Clients?

  • Dedicated Private Clients Account Manager
  • Modern servicing underpinned by traditional expert advice
  • Tailored, flexible comprehensive cover – just pay for the sections you need
  • All policies underwritten by A-Rated Insurer Partners
  • Access to our VIP Clients’ Benefits Club “Inner Circle”
  • Combine Prestige Home, Motor and Collections on a Single Policy
  • Global Property Cover if required
  • 24/7 Premier Clients’ Claims line 365 days-a-year

What’s the difference between standard household insurance and high value home cover?

Standard home insurance policies typically have limits on the maximum sum insured for buildings or contents. In addition, policy limits for single items, such as jewellery are often highly inadequate.

I lease a luxury Apartment and the building is covered under my lease, can I just purchase High Value Contents cover?

Absolutely, our prestige home contents insurance policies can provide cover for all of your contents and valuables on a Worldwide basis.

YOU | Private Clients

9 Albany Park, Cabot Lane, Poole, Dorset BH17 7BX
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t. +44 (0)330 1240730

© Insync Insurance Solutions Ltd 2016 All rights reserved. You Private Clients is a trading style of Insync Insurance Solutions Ltd which is authorised & regulated by the Financial Conduct Authority where our reference number is 766691. Our registered office is Midland House, 2 Poole Road, Bournemouth, Dorset BH2 5QY and we are registered in England under company number 08810662. Should you have cause to complain, and you are not satisfied with our response to your complaint, you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows: The Financial Ombudsman Service Exchange Tower, London, E14 9SR | Tel: 0800 023 4567 or 0300 123 9 123 | www.financial-ombudsman.org.uk | Terms of Business